• Start Saving for Your Child’s Future + Invest $5 & Earn $50!

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    A Family Saving Money in a Piggy Bank

    FutureMoney makes it easy, affordable and secure for parents to invest for their children’s future. Their primary product Junior Roth IRA is a unique investment account for tax-free growth that allows parents to invest for their child’s education and retirement simultaneously. Plus, for a limited time, invest $5 and earn $50 when you open a new Junior Roth IRA or 529 account!

    Founded by financial industry veterans in January 2023, this Boston-based fintech partners with established financial institutions to keep your money secure and uses bank-level encryption for data protection. They offer family-focused, tax-advantaged investing with professional management, and a safe and effortless way to give your kids more!

    Future Money App

    Invest $5 & Earn $50 with FutureMoney:

    A Family Sitting on a Couch and Smiling

    What is a Junior Roth IRA?

    The Junior Roth IRA, is a tax-advantaged savings account exclusively offered by FutureMoney. It allows you to invest up to $35,000 while your child is under 18 and grow that money tax free into their retirement or future milestones. Within certain limits, it can be used for education, a first home, or retirement. Plus, family members and friends can contribute.

    A Parent and Child Holding a Piggy Bank

    FutureMoney Pricing

    • free for every family who lives on less than $30,000 annually
    • $24/year if your family lives on $30,000-$50,000 annually
    • $48/year if your family lives on $50,000 or more annually
    • there is also a 0.25% annual management fee for accounts over $20,000

    Secure your child’s financial future with FutureMoney!

    Please note that information provided is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals to buy or sell particular stocks or securities.

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